Are you asking, “Do I qualify for Washington Medicaid Medicaid income limits?” Washington Medicaid, also called Apple Health, helps people get free or low cost healthcare. The most important thing is your income and household size.
For 2026, a single adult may qualify if they make about $1,800 per month or less. A family of four may qualify if they make about $3,697 per month or less.
Let’s look at who can get Apple Health and how it works.
What Is Washington Medicaid (Apple Health)?
Apple Health is the Medicaid program in Washington State. It helps people pay for healthcare costs.
Apple Health may cover:
- Doctor visits
- Hospital care
- Prescriptions
- Mental health services
- Dental care
- Preventive care
Many Washington residents use Apple Health every year.
Washington Medicaid Income Limits 2026
Adult Apple Health Income Limits
| Household Size | Monthly Income Limit |
|---|---|
| 1 | $1,800 |
| 2 | $2,433 |
| 3 | $3,065 |
| 4 | $3,697 |
| 5 | $4,330 |
| 6 | $4,962 |
| 7 | $5,595 |
| 8 | $6,228 |
These numbers help decide if you can get Washington Medicaid coverage.
Who Qualifies for Apple Health?
You may qualify if you:
- Live in Washington State
- Meet income limits
- Are in an eligible group
People who often qualify include:
Adults Ages 19 to 64
Many adults qualify through Medicaid expansion.
Children
Children can often qualify even if parents do not.
Pregnant Individuals
Pregnant people may qualify with higher income limits.
Seniors
Older adults may qualify through special programs.
Individuals With Disabilities
People with disabilities may qualify under different rules.
What Counts as Income for Apple Health?
Apple Health uses a system called MAGI (Modified Adjusted Gross Income).
Income may include:
- Wages
- Salary
- Self-employment income
- Unemployment benefits
- Some taxable income
What Usually Does Not Count?
Some benefits and tax credits may not count. If you are unsure, ask Apple Health or an enrollment helper.
Household Size Rules
Your household size is very important.
It may include:
- You
- Your spouse
- Your children
- Other tax dependents
Example 1: Single Adult
Monthly income: $1,700
Result: May qualify for Apple Health.
Example 2: Married Couple
Monthly income: $2,300
Result: May qualify.
Example 3: Family of Four
Monthly income: $3,500
Result: May qualify.
Special Income Situations
Not everyone gets a regular paycheck.
Self-Employed Workers
You may still qualify if you are:
- A freelancer
- A contractor
- A small business owner
Gig Workers
Income from driving, deliveries, or online jobs may count.
Seasonal Workers
Seasonal workers may qualify during months when income is lower.
Pregnancy Medicaid Income Limits
Pregnant individuals may get Apple Health even if they earn more than standard limits.
Coverage may include:
- Prenatal care
- Doctor visits
- Delivery services
- Postpartum care
If you are pregnant, it is a good idea to apply.
Apple Health for Children
Children may get coverage even when parents do not qualify.
Benefits may include:
- Checkups
- Vaccines
- Dental care
- Vision care
- Emergency care
This helps children stay healthy as they grow.
Does Washington Medicaid Have Asset Limits?
Many people ask this question.
Most Adults
Most Apple Health programs do not have an asset limit. Your savings account usually does not stop you from qualifying.
Seniors and Long Term Care Applicants
Some special programs may have asset limits.
These programs may look at:
- Savings
- Property
- Other resources
What Happens If Your Income Changes?
You should report big income changes.
Examples include:
- New job
- Pay raise
- Fewer work hours
- Extra overtime
Temporary Income Increase
A one time bonus may not automatically end coverage.
Permanent Income Increase
If your income stays higher, you may need a Marketplace health plan instead.
Apple Health vs Marketplace Insurance
| Feature | Apple Health | Marketplace Plans |
|---|---|---|
| Premiums | Often free | Monthly payment |
| Deductibles | Low or none | Varies |
| Income Limits | Yes | Higher limits |
| Subsidies | Not needed | Often available |
| Coverage | Comprehensive | Depends on plan |
If you make too much for Medicaid, a Marketplace plan may help.
Medicare Savings Programs
Some people with Medicare can get extra help.
These programs may help pay for:
- Premiums
- Deductibles
- Coinsurance
This can save money for seniors and people with disabilities.
How to Apply for Washington Medicaid
Step 1: Gather Required Documents
You may need:
- ID
- Income proof
- Residency proof
Step 2: Determine Household Size
Count everyone in your household correctly.
Step 3: Calculate MAGI Income
Add up your income using Medicaid rules.
Step 4: Apply Through Washington Healthplanfinder
Submit your application online.
Step 5: Respond to Requests
Send any documents they ask for.
Step 6: Receive Eligibility Determination
You will get an approval or denial notice.
Where Can You Get Help Applying?
You can get free help from:
- Community health centers
- Enrollment navigators
- Medicaid assistance organizations
Help is available across Washington, including:
- Seattle
- Spokane
- Tacoma
- Bellevue
- Vancouver
Common Mistakes to Avoid
Try not to make these mistakes:
- Using wrong income numbers
- Reporting the wrong household size
- Forgetting self-employment income
- Not reporting income changes
- Thinking savings always disqualify you
Quick Eligibility Checklist
- You may qualify if:
- You live in Washington
- Your income is within limits
- You meet program rules
- You complete the application
- You provide required documents
Helpful Resources
- Washington Apple Health (Official HCA)
- Apply for Coverage (Washington Healthplanfinder)
- Compare all states Medicaid income limits
FAQs ( Washington Medicaid income limits)
What is the income limit for Medicaid in Washington in 2026?
For most adults, it is about $1,800 per month for one person and $3,697 per month for a family of four.
Is Apple Health the same as Medicaid?
Yes. Apple Health is Washington State’s Medicaid program.
How much can I make and still qualify for Medicaid in Washington?
It depends on your household size and situation. Most adults qualify up to 138% of the Federal Poverty Level.
Can I get Medicaid if I am self-employed?
Yes. Self-employed workers can qualify if their income meets the rules.
Do children qualify if parents do not?
Yes. Children often have higher income limits.
Does Washington Medicaid have an asset limit?
Most adult Apple Health programs do not have asset limits.
What happens if my income goes above the limit?
You may need to move to a Marketplace health insurance plan.
Can immigrants qualify for Apple Health?
Some immigrants may qualify depending on their status and program rules.
Conclusion
Washington Medicaid income limits also called Apple Health, helps many people get suitable healthcare. Your income, household size, and personal situation help decide if you qualify.
If you think you may be eligible, compare your income to the chart above and apply through Washington Healthplanfinder. Even if you do not qualify for Medicaid, you may still find affordable coverage through Marketplace plans.